Disclaimer

Last updated: September 11, 2025

1. General Information Only

The information provided by moraviquelo on our website and through our services is for general informational purposes only. All information is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information.

2. Not Professional Advice

The content available on our website and our general communications should not be construed as professional financial, tax, or legal advice. Specific advice should be sought from a qualified professional about your individual circumstances before taking any action based on information we provide.

3. No Client Relationship

Your use of our website or access to our general content does not create a professional-client relationship. Such a relationship only forms when there is an explicit written agreement establishing our services.

4. Financial Information

Any financial information we provide is based on our understanding of current legislation and practice, which can change. Tax treatment depends on individual circumstances. The value of investments and the income they produce can go down as well as up.

5. External Links

Our website may contain links to external websites that are not provided or maintained by or in any way affiliated with us. Please note that we do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

6. No Liability

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• Limit or exclude our or your liability for death or personal injury
• Limit or exclude our or your liability for fraud or fraudulent misrepresentation
• Limit any of our or your liabilities in any way that is not permitted under applicable law
• Exclude any of our or your liabilities that may not be excluded under applicable law

7. Indemnification

You agree to indemnify us, our affiliates, directors, officers, employees, and agents from and against all liabilities, costs, demands, causes of action, damages, and expenses arising from your violation of these terms or any third-party rights.

8. Changes to Disclaimer

We may update our disclaimer from time to time. If we make material changes, we will notify you by posting the new disclaimer on our website.

9. Contact Us

If you have any questions about this disclaimer, please contact us at:

Email: contact@moraviquelo.com

Postal address: 48 Queensway Rd, Brighton BN1 3XA, United Kingdom